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- Discount rate
- Capped rate
- Fixed rate
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- Cashback
- Offset / CAM
- First time buyer
- Large loans
- Buy to let
Quick Mortgage Search
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Mortgages
Mortgages whatever your situation
We can help with a wide range of mortgage requirements which include:
- First time buyer mortgage - Find special offers and deals to help you get on the property ladder
- 100% mortgages - Find 100% mortgage deals to get you on the housing ladder with out a deposit
- Homemover mortgage - Upgrading? Downsizing? Homemover mortgages let you move in confidence
- Buy to let mortgages - Expand your property portfolio and invest for the future
- Capital raising mortgages - Use a mortgage to raise capital for other investments or purchases
- Poor/bad credit mortgages - No matter what your financial history, you can usually find a mortgage deal to suit you
- Large mortgages - For larger house and estate purchases
- Student mortgages - Purchase property with a guarantor or parental assistance
- Commercial mortgages - For businesses and commercial property
- Equity release mortgages - Use the value of your home to release cash in a lump sum, or instalments
- Divorce mortgages - Refinance after a divorce or separation
- Self-certified mortgages - A different way to arrange a mortgage if you are unable or unwilling to prove income
- Shared equity mortgages - The lender receives a share of the equity and receives a percentage of the on-sale of the house
- Right to buy mortgages - An initiative that allows you to buy your council home at a discount price
- Council house purchase - Purchase a council house
What types of mortgage rates are there?
You can find seven main types of mortgage rates, each offering slightly different benefits. Choose from Fixed, Tracker, Discounted, Flexible, Capped, Offset and Current Account rates.
Which mortgage rate type is right for you?
Depending on your circumstances, each mortgage rate will offer you different pros and cons. The main types and their differences are:
- Fixed - pay a set rate of interest for an agreed period
- Tracker - your interest rises and falls in line with bank interest rates
- Discounted - offers a discount on the lender’s standard variable interest rate
- Flexible - vary your monthly repayments
- Capped - your interest rate won’t rise above an agreed level for a set period of time
- Current account - these combine a banking account with a mortgage, allowing you to make overpayments and receive daily interest changes
- Offset - hold all of your other borrowings with the same lender
Call us on 0844 2434567 for a FREE consultation with one of our friendly and experienced consultants. We are more than happy to discuss your situation and help you choose the best mortgage type to suit your needs.
Articles Worth Reading
It's amazing how many of us will go miles out of our way to save a pound or so on the weekly shopping, or a few pence on a litre of petrol, but tend to overlook the potential savings we could miss out on if we make the wrong choice when reviewing our mortgage options. Should we take the lender's standard variable rate, a fixed rate or tracker scheme? With over 1000 different offers available it's not easy to find the most suitable UK Remortgage deal.
In these unprecedented times with The Bank of England Base rate at a record low, and lenders being more selective and tightening their criteria, why not take advantage of our expertise and allow us to recommend the most suitable product available and help you avoid the cost of making that wrong decision.
Given all the time, effort and frustration that shopping around for a remortgage can involve, it's no wonder many of us don't bother! Just think how much better off you could be by letting us arrange your remortgage.
Leap Finance Ltd is directly authorised and regulated by the Financial Services Authority (541764). Your initial consultation is obligation free. There will be a fee for mortgage advice. The amount will depend on your circumstances. A typical fee would be 3% of the loan amount. The precise amount will depend on your circumstances and will be discussed and agreed before you make an application.
The overall cost for comparison is 4.6% APR
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT